Choosing Better Auto Insurance

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Auto Insurance Guide For College Students

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As a college student, you probably don’t have a lot of money at your disposal for expenses. If you are like most students, then you are constantly on the lookout for deals and discounts on how to afford things. Well, here are a few helpful tips on how you can lower your auto insurance rates: Stay on Your Parent’s Policy If you are a typical college student, meaning you are in your late teens or early twenties, then it will be cheaper for you to stay on your parent’s policy than to buy your own coverage. Read More»

The Importance Of Having Contractor Liability Insurance

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As a contractor, you will want to make sure that you have taken the time to find the best possible contractor liability insurance for your needs. This is not something that you can skip out on, which will be easily understood once you have read through the following points. Your Assets Are Protected Even if you are highly experienced, accidents can still happen, whether they are your fault or not. Therefore, it is essential that you have a suitable contractor liability insurance plan to cover such incidents. Read More»

Getting Insurance After License Suspension: The SR22

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Whatever the reason your license is ultimately suspended, once the suspension happens you will have a very tough road ahead if you ever want to drive again. Not only must you untangle the direct license-related issues that caused the trouble, but you are generally no longer able to use a typical insurance policy when driving. In fact, you may need a special policy and a special form: the SR22. What is this document? Read More»

Factors That Determine Whether A Renovation Project Affects Home Insurance Premiums

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Renovating your home can have a big effect on your home insurance rates. That is why you need to talk to an insurance agent, such as Oliveira Insurance Agency, before engaging in a renovation project. The agent will help you understand the impact the renovation will have on your rates and the measures you can take to avoid rate hikes. Here are some of the factors that determine whether your rates will hike, decrease, or remain the same after a renovation project: Read More»

What Happens When Your Stolen Car Is Recovered Post-Claim?

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The shock of realizing your car’s been stolen is often replaced with the despair of knowing you’re not likely to see your vehicle ever again. However, nearly half of the vehicles stolen in the United States are eventually recovered. But by the time your stolen vehicle is found, you’ve already gone through the claims process and received compensation for your pilfered ride. So what happens to your car when it’s finally recovered? Read More»

Time for a New Car Insurance Policy? Why You Should Go Through an Insurance Agent

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If you’ve been buying your car insurance from online sources, you might not be getting the deal you thought you would. There may be times when buying your insurance online might save you a few dollars. However, that’s not always the case. Not only that, but since you have no way of seeing the difference, you might not be saving money at all. If it’s time to start shopping for car insurance again, here are three reasons why you need to go through a local agent. Read More»