Choosing Better Auto Insurance

Three Ways To Reduce Your Boat Insurance Premiums

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Although boat insurance can protect your finances in the event of a disaster such as an accident, the monthly premiums can sometimes be expensive. If you’re looking for ways to make you boat insurance more affordable, here are three things you can do to reduce how much you have to pay every month. Increase Your Safety Rating Boats represent a significant risk to insurers, sometimes even more so than road vehicles depending on where you live. Read More»

Auto Insurance Guide For College Students

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As a college student, you probably don’t have a lot of money at your disposal for expenses. If you are like most students, then you are constantly on the lookout for deals and discounts on how to afford things. Well, here are a few helpful tips on how you can lower your auto insurance rates: Stay on Your Parent’s Policy If you are a typical college student, meaning you are in your late teens or early twenties, then it will be cheaper for you to stay on your parent’s policy than to buy your own coverage. Read More»

The Importance Of Having Contractor Liability Insurance

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As a contractor, you will want to make sure that you have taken the time to find the best possible contractor liability insurance for your needs. This is not something that you can skip out on, which will be easily understood once you have read through the following points. Your Assets Are Protected Even if you are highly experienced, accidents can still happen, whether they are your fault or not. Therefore, it is essential that you have a suitable contractor liability insurance plan to cover such incidents. Read More»

Getting Insurance After License Suspension: The SR22

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Whatever the reason your license is ultimately suspended, once the suspension happens you will have a very tough road ahead if you ever want to drive again. Not only must you untangle the direct license-related issues that caused the trouble, but you are generally no longer able to use a typical insurance policy when driving. In fact, you may need a special policy and a special form: the SR22. What is this document? Read More»

Factors That Determine Whether A Renovation Project Affects Home Insurance Premiums

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Renovating your home can have a big effect on your home insurance rates. That is why you need to talk to an insurance agent, such as Oliveira Insurance Agency, before engaging in a renovation project. The agent will help you understand the impact the renovation will have on your rates and the measures you can take to avoid rate hikes. Here are some of the factors that determine whether your rates will hike, decrease, or remain the same after a renovation project: Read More»